Mt Bank Stock Analysis
| MTB Stock | USD 221.57 0.13 0.06% |
IPO Date 4th of October 1991 | 200 Day MA 191.803 | 50 Day MA 204.0326 | Beta 0.583 |
MT Bank has over 13.06 Billion in debt which may indicate that it relies heavily on debt financing. At present, MT Bank's Short Term Debt is projected to increase significantly based on the last few years of reporting. The current year's Short and Long Term Debt is expected to grow to about 1.7 B, whereas Short and Long Term Debt Total is forecasted to decline to about 8 B. With a high degree of financial leverage come high-interest payments, which usually reduce MT Bank's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
MT Bank's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. MT Bank's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps MTB Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect MT Bank's stakeholders.
For most companies, including MT Bank, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for MT Bank, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, MT Bank's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 1.1699 | Price Sales 3.7697 | Shares Float 151.1 M | Dividend Share 5.7 | Wall Street Target Price 230.2381 |
MT Bank is overvalued with Real Value of 206.06 and Target Price of 230.24. The main objective of MT Bank stock analysis is to determine its intrinsic value, which is an estimate of what MT Bank is worth, separate from its market price. There are two main types of MT Bank's stock analysis: fundamental analysis and technical analysis.
The MT Bank stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and MT Bank's ongoing operational relationships across important fundamental and technical indicators.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MT Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices. MTB Stock Analysis Notes
About 92.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.17. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MT Bank recorded earning per share (EPS) of 17.02. The entity last dividend was issued on the 1st of December 2025. The firm had 10:1 split on the 6th of October 2000. MT Bank Corporation operates as a bank holding company that provides commercial and retail banking services. MT Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York. MT Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 22879 people. To find out more about MT Bank contact Rene Jones at 716 635 4000 or learn more at https://www.mtb.com.MT Bank Quarterly Total Revenue |
|
MT Bank Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. MT Bank's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding MT Bank or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| Over 92.0% of the company shares are owned by institutional investors | |
| On 31st of December 2025 MT Bank paid $ 1.5 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Apple Price Target Raised to 315.00 at Monness Crespi Hardt |
MTB Largest EPS Surprises
Earnings surprises can significantly impact MT Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1998-10-08 | 1998-09-30 | 0.74 | 0.82 | 0.08 | 10 | ||
1998-07-08 | 1998-06-30 | 0.7 | 0.78 | 0.08 | 11 | ||
2009-07-20 | 2009-06-30 | 0.45 | 0.36 | -0.09 | 20 |
MT Bank Environmental, Social, and Governance (ESG) Scores
MT Bank's ESG score is a quantitative measure that evaluates MT Bank's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of MT Bank's operations that may have significant financial implications and affect MT Bank's stock price as well as guide investors towards more socially responsible investments.
MT Bank Thematic Classifications
In addition to having MT Bank stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
![]() | FinTechA collection of large financial service, investment, and banking companies | |
![]() | Dividend BeastSolid, dividend-paying stocks and ETFs |
MTB Stock Institutional Investors
| Shares | Northern Trust Corp | 2025-06-30 | 1.7 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 1.6 M | Massachusetts Financial Services Company | 2025-06-30 | 1.5 M | M&t Bank Corp | 2025-06-30 | 1.5 M | Nuveen, Llc | 2025-06-30 | 1.4 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.4 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 1.2 M | Ubs Group Ag | 2025-06-30 | 1.1 M | London Company Of Virginia | 2025-06-30 | 1.1 M | Vanguard Group Inc | 2025-06-30 | 19.3 M | Blackrock Inc | 2025-06-30 | 12.7 M |
MTB Market Capitalization
The company currently falls under 'Large-Cap' category with a total capitalization of 34.62 B.MTB Profitablity
The company has Net Profit Margin of 0.31 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.41 %, which entails that for every 100 dollars of revenue, it generated $0.41 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.09 | 0.13 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.12 |
Management Efficiency
MT Bank has Return on Asset of 0.0135 % which means that on every $100 spent on assets, it made $0.0135 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.098 %, implying that it generated $0.098 on every 100 dollars invested. MT Bank's management efficiency ratios could be used to measure how well MT Bank manages its routine affairs as well as how well it operates its assets and liabilities. At present, MT Bank's Return On Capital Employed is projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, MT Bank's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 166 B, whereas Intangible Assets are forecasted to decline to about 60.8 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 178.67 | 187.61 | |
| Tangible Book Value Per Share | 126.44 | 132.77 | |
| Enterprise Value Over EBITDA | 6.87 | 12.42 | |
| Price Book Value Ratio | 1.13 | 1.67 | |
| Enterprise Value Multiple | 6.87 | 12.42 | |
| Price Fair Value | 1.13 | 1.67 | |
| Enterprise Value | 5.9 B | 5.2 B |
Understanding the operational decisions made by MT Bank management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Technical Drivers
As of the 2nd of February, MT Bank owns the Market Risk Adjusted Performance of 0.3365, mean deviation of 0.9293, and Standard Deviation of 1.24. In connection with fundamental indicators, the technical analysis model lets you check timely technical drivers of MT Bank, as well as the relationship between them.MT Bank Price Movement Analysis
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. MT Bank middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for MT Bank. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
MT Bank Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MT Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on MT Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MT Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MT Bank Outstanding Bonds
MT Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MT Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MTB bonds can be classified according to their maturity, which is the date when MT Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MTB 35 Corp BondUS55261FAN42 | View | |
| MTB 4553 16 AUG 28 Corp BondUS55261FAQ72 | View | |
| MTB 5053 27 JAN 34 Corp BondUS55261FAR55 | View | |
| MTB 5125 Corp BondUS55261FAH73 | View | |
| MTB 5 Corp BondUS55261FAL85 | View | |
| MBIA 57 percent Corp BondUS55262CAJ99 | View | |
| MBI 715 15 JUL 27 Corp BondUS55262CAD20 | View | |
| US55262CAF77 Corp BondUS55262CAF77 | View |
MT Bank Predictive Daily Indicators
MT Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MT Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
MT Bank Corporate Filings
| 30th of January 2026 Other Reports | ViewVerify | |
| 28th of January 2026 Other Reports | ViewVerify | |
F4 | 23rd of January 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 16th of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 12th of January 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 15th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 10th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 9th of December 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
MT Bank Forecast Models
MT Bank's time-series forecasting models are one of many MT Bank's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary MT Bank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.MT Bank Debt to Cash Allocation
As MT Bank follows its natural business cycle, the capital allocation decisions will not magically go away. MT Bank's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
MT Bank has 13.06 B in debt with debt to equity (D/E) ratio of 6.59, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Nevertheless, prudent borrowing could serve as an effective mechanism for MTB to finance growth opportunities yielding strong returns. MT Bank Common Stock Shares Outstanding Over Time
MT Bank Assets Financed by Debt
The debt-to-assets ratio shows the degree to which MT Bank uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.MT Bank Debt Ratio | 5.81 |
MT Bank Corporate Bonds Issued
Most MTB bonds can be classified according to their maturity, which is the date when MT Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
MTB Short Long Term Debt Total
Short Long Term Debt Total |
|
About MTB Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how MT Bank prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling MTB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as MT Bank. By using and applying MTB Stock analysis, traders can create a robust methodology for identifying MTB entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.30 | 0.22 | |
| Operating Profit Margin | 0.30 | 0.22 | |
| Net Profit Margin | 0.23 | 0.14 | |
| Gross Profit Margin | 0.75 | 0.56 |
Current MTB Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. MTB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. MTB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 230.24 | Buy | 21 | Odds |
Most MTB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand MTB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of MT Bank, talking to its executives and customers, or listening to MTB conference calls.
MTB Stock Analysis Indicators
MT Bank stock analysis indicators help investors evaluate how MT Bank stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading MT Bank shares will generate the highest return on investment. By understating and applying MT Bank stock analysis, traders can identify MT Bank position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 1.7 B | |
| Long Term Debt | 10.9 B | |
| Common Stock Shares Outstanding | 156.6 M | |
| Total Stockholder Equity | 29.2 B | |
| Total Cashflows From Investing Activities | -550 M | |
| Tax Provision | 841 M | |
| Quarterly Earnings Growth Y O Y | 0.21 | |
| Cash And Short Term Investments | 55.4 B | |
| Cash | 18.8 B | |
| Net Debt | -5.7 B | |
| 50 Day M A | 204.0326 | |
| Total Current Liabilities | 173.4 B | |
| Other Operating Expenses | 8.6 B | |
| Non Current Assets Total | 158.1 B | |
| Forward Price Earnings | 10.5263 | |
| Non Currrent Assets Other | 13 B |
Complementary Tools for MTB Stock analysis
When running MT Bank's price analysis, check to measure MT Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MT Bank is operating at the current time. Most of MT Bank's value examination focuses on studying past and present price action to predict the probability of MT Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MT Bank's price. Additionally, you may evaluate how the addition of MT Bank to your portfolios can decrease your overall portfolio volatility.
| Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
| Instant Ratings Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Portfolio Diagnostics Use generated alerts and portfolio events aggregator to diagnose current holdings | |
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments | |
| Premium Stories Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope |

